TURNER, ROSCOE2021-11-262021-11-261930-01-0111118202http://hdl.handle.net/20.500.13051/12204BANK COLLECTIONS-THE DIRECT ROUTING PRACTICEhttps://digitalcommons.law.yale.edu/ylj/vol39/iss4/2https://digitalcommons.law.yale.edu/cgi/viewcontent.cgi?article=3398&context=ylj&unstamped=1