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dc.contributor.authorRobertson, Christopher
dc.date2021-11-25T13:34:59.000
dc.date.accessioned2021-11-26T11:51:30Z
dc.date.available2021-11-26T11:51:30Z
dc.date.issued2015-10-04T11:43:24-07:00
dc.identifieryjhple/vol14/iss2/1
dc.identifier.contextkey7674127
dc.identifier.urihttp://hdl.handle.net/20.500.13051/5909
dc.description.abstractIn the employer-sponsored insurance market that covers most Americans; many workers are "underinsured." The evidence shows onerous out-of-pocket payments causing them to forgo needed care, miss work, and fall into bankruptcies and foreclosures. Nonetheless, many higher-paid workers are "overinsured": the evidence shows that in this domain, surplus insurance stimulates spending and price inflation without improving health. Employers can solve these problems together by scaling cost-sharing to wages. This reform would make insurance better protect against risk and guarantee access to care, while maintaining or even reducing insurance premiums.
dc.titleScaling Cost-Sharing to Wages: How Employers Can Reduce Health Spending and Provide Greater Economic Security
dc.source.journaltitleYale Journal of Health Policy, Law, and Ethics
refterms.dateFOA2021-11-26T11:51:30Z
dc.identifier.legacycoverpagehttps://digitalcommons.law.yale.edu/yjhple/vol14/iss2/1
dc.identifier.legacyfulltexthttps://digitalcommons.law.yale.edu/cgi/viewcontent.cgi?article=1220&context=yjhple&unstamped=1


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