Scaling Cost-Sharing to Wages: How Employers Can Reduce Health Spending and Provide Greater Economic Security
dc.contributor.author | Robertson, Christopher | |
dc.date | 2021-11-25T13:34:59.000 | |
dc.date.accessioned | 2021-11-26T11:51:30Z | |
dc.date.available | 2021-11-26T11:51:30Z | |
dc.date.issued | 2015-10-04T11:43:24-07:00 | |
dc.identifier | yjhple/vol14/iss2/1 | |
dc.identifier.contextkey | 7674127 | |
dc.identifier.uri | http://hdl.handle.net/20.500.13051/5909 | |
dc.description.abstract | In the employer-sponsored insurance market that covers most Americans; many workers are "underinsured." The evidence shows onerous out-of-pocket payments causing them to forgo needed care, miss work, and fall into bankruptcies and foreclosures. Nonetheless, many higher-paid workers are "overinsured": the evidence shows that in this domain, surplus insurance stimulates spending and price inflation without improving health. Employers can solve these problems together by scaling cost-sharing to wages. This reform would make insurance better protect against risk and guarantee access to care, while maintaining or even reducing insurance premiums. | |
dc.title | Scaling Cost-Sharing to Wages: How Employers Can Reduce Health Spending and Provide Greater Economic Security | |
dc.source.journaltitle | Yale Journal of Health Policy, Law, and Ethics | |
refterms.dateFOA | 2021-11-26T11:51:30Z | |
dc.identifier.legacycoverpage | https://digitalcommons.law.yale.edu/yjhple/vol14/iss2/1 | |
dc.identifier.legacyfulltext | https://digitalcommons.law.yale.edu/cgi/viewcontent.cgi?article=1220&context=yjhple&unstamped=1 |