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    The Rise of Institutional Mortgage Lending in Early Nineteenth-Century New Haven

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    Author
    Kochevar, Steven
    Keyword
    New Haven
    Connecticut
    Local Government
    Mortgage Loans
    Economic Growth.
    
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    URI
    http://hdl.handle.net/20.500.13051/5591
    Abstract
    This paper presents original primary research on mortgage lending in New Haven, Connecticut in the early nineteenth century. It observes a shift in the market at 1837: lending institutions abruptly began to make significant volumes of mortgage loans to non-elite individuals with less wealth and social standing. Before 1837, these institutions primarily made loans to the city’s social and economic elite. The paper uses this shift as a case study in local financial development, placing particular emphasis on the role of local political institutions in facilitating economic growth.
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